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Westpac home loan features. This information does not take your personal objectives, circumstances or needs into account. The comparison rate is based on a secured loan of $150,000 over a term of 25 years.
*Comparison rate based on loan amount of $150,000 and a term of 25 years. You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship). Fees and rates shown are current as at 27 August 2020 but are subject to …
Consider its appropriateness to these factors before acting on it.
(3.53% p.a. Portability comparison rate*) on the Fixed Options Home Loan. Interest rates and discounted margin are subject to change. *Special fixed rate eligibility criteria: minimum of 20% equity, plus salary credit to a Westpac transaction account, to be issued prior to drawdown date.These special fixed interest rates cannot be used in conjunction with any other Westpac home loan offers or discount packages, including previously negotiated offers, legal fee contributions or the Westpac Choices Home Loan with Airpoints™. The amounts that a comparison rate is based on will be in the fine print.Credit criteria, fees and charges apply. Read the disclosure documents for your selected product or service, including the
Fixed rate lock in Reduced repayments Some other service fees may apply from time to time, including overdrawn or … 3. Our A comparison rate is designed to help you understand the overall cost of a loan based on several relevant factors, rather than just the interest rate. This can help you decide which option might suit your needs.Remember that when you look at comparison rates, the loan amounts and terms don’t cover all possible situations – so they may not be an accurate reflection of your particular loan. Progress draws (for construction) Note that comparison rates only apply to loans with a fixed term, not lines of credit such as flexi loans, as there are too many variables.
Lending criteria apply to approval of credit products. 100% offset
2.29% p.a.
3.
For instance, a loan with a low interest rate but high fees and charges may have a higher comparison rate than a loan with a higher interest rate but low fees and charges.
Consider its appropriateness to these factors before acting on it. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Combination loan Rate is not available in conjunction with any bonus interest or other special rates offered on Westpac Term Deposits. Westpac has a full range of home loans, including basic, package, line of credit and other …
Different terms, fees or other loan amounts might result in a different comparison rate.
If the deposit or any part of it is withdrawn early, an interest rate … Monthly loan maintenance fee Our 1. Lending criteria apply to approval of credit products.
This information does not take your personal objectives, circumstances or needs into account.
Read the disclosure documents for your selected product or service, including the
These may change or we may introduce new ones in the future.
Extra repayments Loan establishment fee Compare Home Loans. Parental leave
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Available with new fixed rate loans or to existing variable rate loan customers looking to fix all or part of their loan. Combination loan establishment fee